Our Mission

According to the World Bank today there are 1.7 billion adults globally who remain unbanked, with 66% of the population in Sub Sahara Africa alone, who do not have access to any form of financial services. Technology, and in particular the mobile phone, is playing a pivotal role in reducing the global number of unbanked. However, expensive transaction costs, legacy payment rails and the slow movement of money remain barriers to meeting the World Bank Group goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals.

At Xago it is our mission to accelerate financial inclusion by harnessing the combined reach and access of mobile with the security, speed and low cost of blockchain technology. 

In Africa we have an opportunity to rethink the way money works, how it flows, how we interact with it and what it costs.

Xago is a transformational platform that bypasses traditional payment rails, reducing both friction and transaction costs making a compelling case for efficient, low-cost transactions in both the retail and remittance industries.  We believe that both industries combined with the power of the mobile phone and the right technology hold immense opportunity to provide consumers, particularly unbanked consumers, with secure, fast, low-cost financial services.

Executive Team

Xago’s executive team consists of serial entrepreneurs and technologists who all have extensive experience in disruptive technologies, particularly in the payments space. Our experience has now translated into a product which we believe will fundamentally change the financial services industry.

Mark Chirnside

Chairman and Co-Founder

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Jurgen Kuhnel

CEO and Co-Founder

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Sonya Kuhnel

COO and Co-Founder

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Grant Pidwell


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Debra Roodt


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We are hiring! We are looking for a permanent DevOps Developer based in Cape Town.

Role Outline

The successful candidate will be responsible for the following:

  • Reliable and secure delivery of Xago platform products into cloud environments
  • Monitoring of platform health and evaluation/implementation of monitoring tools
  • Working with the dev team in:
    • Delivery process improvements
    • Designing and implementing scaling strategies
  • Ensuring network integrity and security, and recommendations of improvements thereon
  • Assist in the design and implementation of the triage process for customer enquiries and issues

Skills matrix

The following skills will be required of the candidate:

Description Requirement level
Deep understanding of CI (continuous integration) and CD (continuous delivery) practices, including TDD and BDD Required
Experience in at least one popular CI framework, such as Jenkins, Travis or (preferably) Gitlab CI Required
Deep experience with any variation of Linux Required
Experience with AWS cloud products (such as EC2, ELB, KMS) Required
Docker containerisation Required
Bash scripting Required
At least 1 dynamic programming language (preferably Javascript/Node) Desirable
Automation scripting with Ansible Desirable
Monitoring and scaling with Kubernetes Optional