Download Xago’s Mobile App with Neuromorphic Biometric Technology

Xago’s new mobile app includes Neuromorphic Biometric Technology (a world first) to authenticate and protect you when registering and logging into your Xago wallet.

Download and register an account to transfer money, quickly, highly securely, at very low cost, and with CERTAINTY.

Xago is foremost a payment gateway that utilises the XRP Ledger to send and receive money across the world, within seconds and at a cost of only 0.25% of each transaction.

Your Xago Account will also give you access to trade ZAR and XRP (Ripple’s cryptocurrency) and if you would like to trade while continuing to do life, we can assist you to set up your own Personalised Automated Trading Bots too.


Our revolutionary mobile app uses advanced (future generation) neuromorphic computing technologies to simulate human cognition – how the brain naturally and instinctively recognises people.  The result is a far more secure and a far more convenient client experience when registering and logging in to transact on Xago’s platform. Developed by research scientists at aiQ Cognitive Technologies, not only does the app’s authentication outperform conventional biometrics (fingerprint, facial recognition, voice recognition), but it also does what no on-device biometric is able to do – certify the identity of a person by referencing identity data held by the Department of Home Affairs (DHA), in real time.

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Xago’s takes security, Client verification and authentication very seriously and our new mobile app has now made conventional login names, passwords and One Time Passwords (OTPs) completely outdated and, in fact, ultimately redundant. Our mobile app also offers not only 2 Factor Authentication (2FA), but 3 Factor Authentication (3FA).  3FA has all three of the following categories: knowledge (e.g.password), possession (e.g. mobile device) and inherence/biological feature (e.g. thumbprint or, in this case, neuromorphic biometric facial recognition).

Now, when logging in and authenticating yourself, you can simply look at your phone without having to type, touch, swipe, scroll, press or enter any information, knowing that you cannot be replaced by a fraudulent actor.