FSCA-regulated · stablecoin settlement on the XRP Ledger

Move money across borders, not through the old rails

Xago settles cross-border payments with fiat-pegged stablecoins on the XRP Ledger — reaching corridors traditional banking rails struggle to serve, for businesses and individual remitters alike.

No monthly feespay per transaction, only when you send

2016

Founded in South Africa

FSCA

Regulated financial services provider

1:1

Stablecoins pegged to supported fiat

Crypto assets are volatile and carry risk of loss. Xago Technologies Pty Ltd is regulated by the FSCA; conversion into stablecoins does not eliminate market or counterparty risk.

Transaction-based pricing

One rail, three ways to use it

No monthly fees. Xago charges per transaction across every corridor — choose the tier that matches how you move money.

Remitters

Individual

Send money into hard-to-reach corridors, per transaction, no subscription.

Per transaction

Rates quoted at signup — no published flat rate.

  • Pay-per-transaction, no monthly fee
  • FSCA-regulated transfer rail
  • Stablecoin settlement on XRP Ledger
  • Standard KYC onboarding
  • Dedicated account management
  • Bulk / batch payment tooling
Start sending
Most used
Treasury & payers

Business

Cross-border treasury operations with volume built for recurring flows.

Per transaction

Rates quoted at signup — no published flat rate.

  • Pay-per-transaction, no monthly fee
  • FSCA-regulated transfer rail
  • Stablecoin settlement on XRP Ledger
  • Business KYC & entity verification
  • Dedicated account management
  • Bulk / batch payment tooling
Talk to Xago
Crypto asset users

Gateway

On/off-ramp access between fiat and 1:1 fiat-pegged stablecoins.

Per transaction

Rates quoted at signup — no published flat rate.

  • Pay-per-transaction, no monthly fee
  • FSCA-regulated transfer rail
  • Stablecoin settlement on XRP Ledger
  • Standard KYC onboarding
  • Dedicated account management
  • API access to gateway rails
Explore gateway

Xago Technologies Pty Ltd is regulated by the FSCA. Crypto assets and stablecoins carry risk, including price volatility and loss of capital. Past performance and 1:1 fiat pegs are not guarantees of future value. Please review all disclosures before transacting.

Regulated & Verified

Built on compliance, not shortcuts

Every transfer runs through FSCA-regulated infrastructure with verified counterparties and auditable settlement.

FSCA Regulated

Licensed financial services provider, South Africa

1:1 Stablecoin Backing

Every stablecoin pegged 1:1 to supported fiat reserves

KYC & AML Verified

Full identity verification on every account

XRP Ledger Settlement

Transparent, auditable on-chain transaction rails

Crypto assets are volatile and carry risk of loss. Xago Technologies Pty Ltd is regulated by the FSCA for the provision of financial services; this does not constitute a guarantee of returns or capital. Please ensure you understand the risks before transacting.

Ready to move money on your terms?

FSCA-regulated · No monthly fees, pay per transaction