Xago enables an all-inclusive approach to moving money in Africa.

Innovative money movement in Africa for business partners.

Xago can move your money into or out of crypto in just a few innovative steps.

Your credible crypto trading partner

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Innovative money movement.

Xago moves money into or out of crypto in just a few innovative steps. We deliver this service based on the XRP Ledger, providing a secure, traceable and effective solution to all elements of the financial ecosystem.

Fast, low cost payments



Low cost payments

Low Cost

For Business Partners

Xago continues to develop bespoke, highly secure, fast and fully compliant blockchain products and services including a payment gateway, trade exchange, fiat on- and off-ramps all based on trading ZAR/XRP cryptocurrency on the XRP Ledger.

For Individual Clients

Xago’s exclusive Xchange enables you to buy, trade, send and receive ZAR/XRP cryptocurrency on the XRP Ledger within an average of 3.8 seconds, minimising your risk with currency exchange fluctuations.

Seamless Experience

Xago believes that harnessing the powerful combination of mobile, retail networks and blockchain technology will play a crucial role in transforming the payments, particularly in Africa where we have an opportunity to reimagine the way money flows, what it costs and how long it takes to reach a destination.

Security Management

Security will always be Xago’s top priority and we incorporate multiple layers of protection, using the most reliable and effective security technologies available to keep funds and information highly secure.

Organisational Security and Compliance

Xago Platform Security

Platform Security


Regulatory Compliance and Anti-Money Laundering

Xago requires all clients to comply with the Financial Intelligence Center Act (FICA) in order for us to maintain strict Know Your Customer (KYC) and Anti-Money Laundering standards. The process is different for individuals and businesses. We have appointed a third-party service provider, DocFox to ensure that we comply with FICA through automatic sanctions screening and risk rating.